Platinum Credit Benefits: Credit Card Benefits
- Introduction to Credit Cards
- Credit Card Interest Rates Charges
- Credit Card Positive Benefits
- Credit Card Negative Results
- Credit Cards In Canada
- How to Select a Credit Card
- How to Select a Gold Credit Card
- How to Select a Platinum Credit Card
Platinum Credit Card Benefits in Canada
The Platinum credit card industry has become very competitive and creative with the benefits they offer their customers to entice them into selecting their Platinum credit cards. Some of the benefits offered by Platinum credit card companies in Canada range from Travel Insurance, Road Side Assistance, Medical Insurance, Car Rentals, Flights, Flight Delay, Baggage Protection, Extended Warranty Insurance, Movie Tickets and much more. For a complete list of benefits your Platinum credit card company offers you, it is best to check with them directly.
Please keep in mind that Platinum credit cards offer these benefits at a higher base interest rate. Make sure that the benefits they offer will be used or you are paying more interest than you should!
Canadian Platinum Credit Card Benefits Sheet
The information contained in this table is updated periodically by FCAC. Financial institutions can change the costs as well as the terms and conditions of their products at any time. Contact the financial institutions directly if you wish to obtain the latest information on their products.
| Issuer / Name of Card |
Travel Insurance1 | Purchase Protection and Extended Warranty | |||||
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| Accident | Trip Cancel. and/or Interrup. |
Medical | Car Rental | Flight Delay | Baggage | ||
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Alterna Bank
Platinum Plus MasterCard |
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Alterna Bank
WorldPoints Low Fee MasterCard |
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Alterna Savings
Platinum Plus MasterCard |
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Capital One Bank
Platinum MasterCard with 9.99% Interest Rate |
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Capital One Bank
Smartline Platinum MasterCard with a 5.99% Interest Rate |
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Coast Capital Savings
Coast VISA Desjardins Platinum |
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Desjardins
VISA Desjardins Platinum |
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National Bank
Low Rate Platinum MasterCard |
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Westminster Savings Credit Union
VISA Desjardins Platinum |
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| Issuer / Name of Card |
Travel Insurance1 | Purchase Protection and Extended Warranty | |||||
|---|---|---|---|---|---|---|---|
| Accident | Trip Cancel. and/or Interrup. |
Medical | Car Rental | Flight Delay | Baggage | ||
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Alterna Bank
TravelRewards MasterCard |
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Alterna Bank
WorldPoints No Fee MasterCard |
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Alterna Savings
TravelRewards MasterCard |
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Alterna Savings
WorldPoints Low Fee MasterCard |
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Alterna Savings
WorldPoints No Fee MasterCard |
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Amex Bank of Canada
American Express AIR MILES Platinum Credit Card |
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Amex Bank of Canada
American Express Costco Platinum Cash Rebate Card |
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ATB Financial
Platinum Cash Rewards MasterCard |
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Canadian Western
MBNA / Canadian Western Bank Think Western Platinum Plus® MasterCard® |
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Canadian Western
MBNA / Canadian Western Bank Think Western Platinum Plus® MasterCard® with WorldPoints® |
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Canadian Western
MBNA / Canadian Western Bank Think Western TravelRewardsTM Platinum Plus® MasterCard® |
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Capital One Bank
Cash Back Platinum MasterCard with No Hassle Rewards |
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Capital One Bank
Cash Back Plus Platinum MasterCard with No Hassle Rewards |
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Capital One Bank
Curling Platinum MasterCard with NoHassle Rewards |
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Capital One Bank
Miles Platinum MasterCard with No Hassle Rewards |
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Capital One Bank
Miles Plus Platinum MasterCard with No Hassle Rewards |
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CIBC
Aerogold VISA Infinite Card |
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2
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3
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CIBC
Aventura VISA Infinite Card |
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2
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3
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CIBC
Dividend Platinum |
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3
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CIBC
VISA Platinum |
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Citibank Canada
Citi Drivers' Edge Platinum MasterCard |
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Citibank Canada
Citi Enrich Platinum MasterCard |
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Citibank Canada
Citi PETRO-POINTS MasterCard |
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Citibank Canada
Citi Platinum MasterCard |
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Citibank Canada
Citi Staples EasyRewards MasterCard |
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Citibank Canada
Club Sobey's MasterCard |
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Citibank Canada
Diners Club MasterCard |
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4
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4
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Coast Capital Savings
Coast VISA Desjardins Platinum |
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CUETS Financial
Platinum Class MasterCard |
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Desjardins
VISA Desjardins Platinum |
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JPMorgan Chase Bank NA
Marriott Rewards Platinum VISA Card |
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MBNA Canada Bank
Platinum Plus MasterCard |
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MBNA Canada Bank
PremierRewards Platinum Plus MasterCard |
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2
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MBNA Canada Bank
TravelRewards Platinum Plus MasterCard |
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MBNA Canada Bank
WorldPoints Platinum Plus MasterCard |
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National Bank
Platinum MasterCard |
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RBC Royal Bank
British Airways VISA Platinum |
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RBC Royal Bank
RBC Cathay Pacific VISA Card |
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RBC Royal Bank
VISA Infinite (Offered to private banking clients) |
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RBC Royal Bank
VISA Infinite Avion |
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5
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RBC Royal Bank
VISA Platinum |
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RBC Royal Bank
VISA Platinum Avion |
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TD Canada Trust
TD / AAdvantage Platinum VISA |
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TD Canada Trust
TD First Class Travel |
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TD Canada Trust
TD Platinum Travel |
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Westminster Savings Credit Union
VISA Desjardins Platinum |
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This option is offered for an additional fee.
This option is included in the annual card fee.
1. This is not a complete list of all rewards and benefits offered by credit card issuers. For more details about other rewards and benefits that are offered for additional fees, check with the credit card issuer.
2. Trip cancellation is optional; Trip interruption is included.
3. The maximum duration of the coverage is 15 days for travellers who are under 65.
4. Up to $500.
5. Travel insurance is applicable to trip interruption but not trip cancellation
