0045 - Debt Related Queston: Bankruptcy Question # 0045

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QUESTION #0045:

Will I have to go to court before going bankrupt?



ANSWER:

In most bankruptcy cases, you only have to go to a proceeding called the "meeting of creditors" to meet with the bankruptcy trustee and any creditor who chooses to come. This meeting will take place about 30 or 40 days after the bankruptcy filing. Most of the time, this meeting will be a short and simple procedure where you are asked a few questions about your financial situation. Occasionally, if a creditor or the trustee files a motion or an adversary action or if you choose to dispute a debt, you may have to appear before a judge at a hearing. If you need to go to court, you will receive notice of the court date and time from the court and/or from your attorney.